What is an Investment Management Account (IMA)?

Investment management account is an arrangement where prudent investment activity is executed on behalf of the trust-client (or principal) either on discretionary (unrestricted) or directional authority. Investment action may require principal's prior approval or the principal may grant full discretionary authority for quick investment/divestment decisions to immediately address market volatilities. At any time, principal may adjust the scope of the investment agent/manager's authority to suit his preference.

The arrangement would offer the principal direct access to high yielding investment outlets. Principal may be individuals, corporations, or even institutions.

 

What are the functions of Maybank Trust in handling the Investment Management Account of individual and corporate clients?

The bank as the "manager" (for discretionary IMA) or "agent (for directional IMA) shall look after the "principal's" asset/fund on a full time basis and do the following:

• Provide financial advice to help the principal decide on the advantages of one investment instrument over another
• Assist in the design of an investment portfolio that best serves the "principal's" needs
• Facilitate investment and/or divestment of funds whenever required
• Maintain complete sets of accounting records and submit periodic financial reports to help the principal track all his investments.
  

What is the minimum requirement for the Investment Management Account (IMA) for individual and corporate clients?

Maximize returns on your investment and make Maybank your Investment Manager for a minimum placement of Php 1,000,000.00. IMA allows you flexibility and involvement in deciding where to invest your funds.

How much is the yield?

The yield is above benchmark market rates. It would also depend on the amount of investment and how long it will be invested.

How can IMA benefit Individual clients?

• Funds are invested according to your selected investment outlets which includes the following: Special Deposit Accounts of Bangko Sentral ng Pilipinas, Time Deposit of other Banks, Corporate Bonds and Equities.
• Competitive trust fees based on the amount of investment.
• Your chances for maximum returns on your investment are greater with IMA because these are pooled with investments of other clients.
• IMA allows you greater flexibility and involvement in deciding where to invest your funds.
  

How can IMA benefit Corporate clients?

• May improve the company's profits by maximizing earnings on idle cash .
• Funds are invested according to your selected investment outlets which includes the following: Special Deposit Accounts of Bangko Sentral ng Pilipinas, Time Deposit of other Banks, Corporate Bonds and Equities.
• For the company's liquidity requirements, funds may be invested for as short as 14 days to one month.
• Competitive trust fees based on the amount of investment
  

What documentations will you give us as proof that we have an Investment Management Account in Maybank Trust Dept.?

Upon investing your funds, MPI Trust will provide you an Investment Confirmation as well as an Investment Management Agreement that would indicate the amount of your placement and other pertinent information.

What documents would you require from clients in order to open an Investment Management Account?

For Individuals

• Completely filled in Account Opening Forms
• 2 Govt. Issued ID's per client
  

For Corporate

• Articles of incorporation and by laws
• Board Resolution appointing MPI Trust as Trustee and signatories of the account (Notarized) or Corporate Secretary Certification (Notarized)
• DTI/SEC Certificate of Business Registration.
• Company Issued and Govt. Issued ID per signatory