Effective 2 January 2015, Base Rate (BR)/Islamic Base Rate (IBR) will replace the Base Lending Rate (BLR)/Base Financing Rate (BFR) as the reference rate for all NEW retail loans/financing applied by individual customers.

The BR/IBR is applicable to new loan/financing applications by individuals received from 2 January 2015 onwards. Existing term loans/financing and overdraft/cashline facilities currently pegged to BLR/BFR will continue as is, until full loan/financing settlement or up to renewal, respectively.

The effective rate for a RM350,000 housing loan/financing remains at 4.45%

More details on Maybank's Base Rate can be found here.


Click here for Bank Negara Consumer Guide on Reference Rate (English)

Click here for Bank Negara Consumer Guide on Reference Rate (BM)

Click here for Bank Negara Consumer Guide on Reference Rate (Chinese)

 

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