Eligibility

  • Individuals who are between the ages of 18 and 65 years old
  • Bumiputera

Financing Amount

  • Min financing amount : RM10,000
  • Max financing amount : Up to RM400,000 per Customer, at any one time including the balance outstanding of the existing ASB Financing (if any), or up to the maximum investment amount allowed by ASNB, whichever lower

Margin of Financing

For financing amount up to RM200,000

  • Up to 100% of nominal value of ASB units
  • Up to 105%, inclusive of the PRTT

For financing amount above RM200,000, at any one time

  • Up to 95% of nominal value of ASB units
  • Up to 100%, inclusive of the PRTT

Financing Tenure

  • Up to 25 years OR
  • Up to age 65, whichever is earlier

Pricing

Selling Price Rate/Ceiling Rate fixed at

  • IBR + 7.65% or 10%, whichever is higher
    * Competitive effective profit rates as per ASB Loan Conventional interest rates, provided it should not exceed the fixed selling price rate

Pricing

  • Financing below 30,000
    IBR + 2.30% (1st 3 years)
    IBR + 2.35% (thereafter)
  • Financing RM30,000 & above
    IBR + 2.00% (throughout financing tenure)

View the monthly instalment payment schedule

Payment Frequency

  • Monthly

Payment Option

  • Single installment only

Mode of Installment Payment

  • Variable Standing Instruction (VSI)

ASB Income Distribution & Bonus Earned

  • Automatically credited into the respective ASB unit holder's account
  • ASB financial year ends December 31

Required Documents

  1. Application form
  2. Photocopy of Identity Card
  3. Photocopy of latest 3 months pay slip/other proof of income e.g : Bank account statement

Click here to view Product Disclosure Sheet.

For further details, visit your nearest branch today!

* Please call during office hours (Mon to Thurs: 9.00am - 5.45pm, Fri: 9.00am - 4.45pm). Terms & Conditions apply.

IMPORTANT NOTE:

The Master Prospectus of the unit trust funds of ASNB dated 30 June 2014, have been registered with the Securities Commission Malaysia, and are available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the prospectuses. Before investing, please read and understand the content of the prospectuses. Total return on the investments may go down as well as up. Investments in the funds are exposed to fund management risk, inflation risk and purchasing power risk. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved. Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.

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