Whether you need to finance your latest investment property purchase or re-finance your existing investment property in London, we offer competitive rates, flexible repayment options and cross-border lending where applicable.

To find out more about Maybank Home Financing options, email us at PrivateWealth@maybank.uk.com or speak to Mr Putra today at +447525856403


Financing Package

Margin of AdvanceInterest Rate
Up to 80%
Cost-of-fund +1.25% p.a.
Up to 60%Cost-of-fund +1.00% p.a.

This is a Non Free Moving Cost package i.e. costs pertaining to legal documentation, disbursements, valuation fees and other relevant costs will be borne by applicants. 


Features

Type of Facility

  • Term Loan

Currency

  • GBP only

Financing Amount

  • Minimum loan: £100,000.00
  • Maximum loan: £5,000,000.00

Opening of Rent Collection Account

  • Borrower(s) shall open a Rent Collection Account with Maybank London branch.
  • The net rental proceeds from the mortgage property will be assigned to this account and thereafter your housing loan repayment will be collected from this account.

Tenure

  • Maximum of
    • 30 years tenure; or
    • Age of 70 years, whichever is earlier.

Property Type

  • All completed residential properties including under construction landed and non-landed properties (from Zones 1, 2 & 3 only)

Minimum Lease

  • The remaining leasehold period shall not be less than 50 years, inclusive of the financing years.

Lock-in Period

  • One (1) year from loan disbursement date.


Eligibility

Purpose

  • To finance the purchase of residential property for Buy to Let (BTL) only.
  • To refinance existing loans from other banks provided the said property is used for BTL only.

Eligibility

  • Age limit: Minimum - 18 years old; Maximum - 70 years old.
  • HNW clients having existing relationship with Maybank Group. Call us to know on how to be part of Maybank HNW.

Margin of Financing

  • Maximum of up to 80%.


Fees & Charges

Processing Fee

  • £500.00 upon submission and £500.00 upon acceptance (both non-refundable).

Early Repayment Fee

  • 3 months' notice or by paying 3 months interest in lieu of notice for part prepayment.
  • 3% of the loan limit if the loan is redeemed within one (1) year from the date of disbursement.


Portfolio Landlords (if applicable)

Additional Information Required (for clients with more than 4 properties globally) **

  • Customer's experience in BTL market - to provide documentary evidence.
  • Business plan supporting merits of new borrowing(s).
  • Documentation showing portfolio of properties and outstanding mortgages.
  • Summary of asset and liabilities including tax liabilities for the existing property portfolio.
  • Historical and future expected cash flows on the property to be declared to the Branch.

** Disclaimer: The interest rate for Portfolio Landlords differs from the above standard rate, which is subject to approval.


Other Terms

Law Firms

  • Maybank appointed law firms.

Valuers

  • Maybank appointed valuers.

 

Please fill in the following details and we will be in touch to assist you with your application.
*Your name: 
*Phone number: 
Email: 
*Product: 
Call me at: 
Remarks: 
*Required fields


Thank you for your time.
We have received your information.
Our financial experts will contact you within 2 working days or at the time you've requested.