Benefits
- Based on the principle of Bai' Bithaman Ajil (deferred payment sale)
- No capitalisation of profit (compounding of monthly profits)
- Competitive financing rates and margin of financing
- Third party financing is allowed
- Granting of rebate for early settlement
- Easy payment of your instalment via Maybank branches, ATMs, Kawanku Phone Banking, and online via Maybank2u.com
Who can apply
- All individuals, joint applicants, residents and non-residents
Scope
- Financing purchase of residential properties, whether completed units or units under construction
- Refinancing/Remortgage/Additional financing
- Construction of bungalows
- Conversion from conventional to Islamic financing
- Restructuring
- Minimum property value of RM50,000 and a minimum loan amount of RM10,000
Basic Features
| Financing Tenor | • | Normal - Up to 30 years or age 60 whichever is earlier Professionals and graduates - Up to 40 years or age 65 whichever is earlier |
| Margin of Financing | • • | Up to 90% without MT & HBT Up to 100% with MT & HBT |
| Selling Price Rate | • | Based on prevailing BFR +4.0% or 10.0%, whichever is higher |
Required documents
Please bring along the following documents when you visit our branch:
- For salary earners: Monthly salary statements (last 3 months) and Borang J (last 3 years)
- For businessmen: Financial statements (last 3 years), Borang J (last 3 years), photocopies of last 6 months' bank statements
- A photocopy of title deed, Sale and Purchase Agreement
- A copy of valuation report (where required). The valuers must be approved by the bank
- Photocopy of applicant's NRIC
Fees & charges
Non-Zero Entry Cost
The customer pays the legal fees, valuation fees and stamp duties
Next steps
Call us
Got a question? Call our Customer Care hotline at1-300-88 6688, any time,
any day
Next steps
Call us
Got a question? Call our Customer Care hotline at1-300-88 6688, any time,
any day
Please fill in the following details and we will be in touch to assist you with your application.
Can we help?
All You, All Here! Click Here for information on how to use our site, or contact our Customer Service at 1-300 88 6688 (local) or 603-7844 3696 (overseas) any time, any day.
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