MaxiPlan Loan Packages catering to the needs of individuals and small businesses, including:

• Finance purchase of new commercial properties
• Subsale
• Refinancing
• Redraw
• Remortgage

The scope of commercial properties under MaxiPlan includes shophouses, shopoffices, commercial lots in shopping complex, office lots, factories, industrial buildings.

Features

Features of MaxiPlan Packages:

• Very competitive rates.
• Margin of financing of as high as 85%.
• Single or Multiple instalment option.
• Interest computed on daily rest.
• Option to pay nothing during property construction period (Pay Later).
• Option to service interest only for the 1st 5 years (Pay Less, Pay Later).
• Flexibility to pay more into the loan without any penalty or notice required.
• Flexibility to redraw back on the pre-payments in times of need, either online via m2u or over-the-counter at branches.

Who can apply

All individuals, joint applicants, residents and non-residents.

Scope

• Financing purchase of property whether completed units or units under construction
• Refinancing/Remortgage/Additional financing
• Restructuring

Rates

Financing rates are very competitive with rates as low as BLR -1.90%.

Fixed Rates packages with fixed rates of as low as 5.20% for the first 3 years.

Required documents

Please bring along the following when you visit our branch:

• For salary earners
• Monthly salary statements (last 3 months) and Borang J (last 3 years)
• For businessmen
• Financial statements (last 3 years) and Borang J (last 3 years), as well as photocopies of last 6 months' bank statements
• A photocopy of title deed, Sales and Purchase Agreement
• A copy of valuation report (where required). The valuers must be approved by the bank
  Photocopy of applicant(s) NRIC

Terms & Conditions apply