net Account-I is under Daily Fund-I Individual. To understand more about this product, kindly refer to Product Disclosure Sheet Daily Fund-i for Individual.

Features & Benefits

  • Based on the contract of Mudarabah (profit sharing)
  • No minimum balance, no introducer required, no passbook
  • Cheque book
  • Convenient access to over 600 ATMs throughout Malaysia and Singapore and over 2,500 MEPS ATMs nationwide
  • Potentially earn higher returns. Profit gained from the investment will be shared between both parties (Customer & Bank) accordingly based on agreed profit sharing ratio (PSR). The profit will be paid on monthly basis and it is NOT subject to balance band or number of withdrawal.
  • Free personal accident Takaful coverage plus medical expenses
  • Online access via
  • Cashline (overdraft) facility
  • No introducer is required

Who can apply

  • Individuals aged 18 and above
  • Residents/non-residents with a working permit
  • Joint accounts up to a maximum of four (4) persons with any one signatory are allowed

Indicative Profit rates (%)

Indicative Profit Rate (% p.a.)
Profit Sharing Ratio
* Effective from 16 March 2017 to 15 April 2017

Free Takaful coverage

Enjoy free personal accident Takaful coverage plus medical expenses

Account balance
Sum covered
Death / PD
Medical expenses
RM1,000 - RM10,000
RM10,001 - RM50,000
Based on account
Above RM50,000
* Terms & Conditions apply

Required documents

For Personal/Joint accounts

  • Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

  • Valid Passport (if IC is produced as a Primary document)
  • Valid driving licence
  • Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
  • Letter of employment
  • Credit card

Please choose a branch located near your home or place of work.

Fees & charges

  • Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months
  • Replacement of ATM/bankcard: RM12
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

View all banking fees

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)


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Our financial experts will contact you within 2 working days or at the time you've requested.