Approved Fund Size

100 million units

Financial Year End

30 April

Fund Manager

Alliance Investment Management Berhad

The Trustee

Mayban Trustee Berhad

Investment Objective

The Fund seeks to provide Investors with a regular income stream while endeavouring to maintain capital preservation

Asset Allocation

The Fund will invest a minimum of 95% of the Fund’s NAV in bonds primarily domiciled in Singapore, Malaysia, Thailand, Philippines, Indonesia, South Korea, Taiwan, Hong Kong, China, India, Japan, Australia, New Zealand, Russia, UAE, Kazakhstan, Bahrain, Saudi Arabia and United States of America. These investments would include senior secured/unsecured bonds, subordinated corporate bonds (Tier 2) and sovereign bonds. The remaining of the NAV which is not invested in bonds will be placed in the form of liquid assets to meet any redemption request.

Distribution Policy

Subject to the availability of income, the Fund will make its first income distribution at the end of the first (1st) anniversary and thereafter on an annual basis until the maturity of the Fund.

The Fund’s income distributions are NOT guaranteed and subject to the continuing ability of the issuers of the Fund’s bonds’ investments to meet their respective outstanding financial obligations. Investors are advised to evaluate their risk tolerance and investment time horizon before investing in the Fund.

Benchmark

36 month (3year) Malayan Banking Berhad (Maybank) Fixed Deposit Rate predetermined at the Commencement Date.

Sales Charge per Unit

1.00%

Transfer Fee

Nil

Redemption Charge

Redemption fee applies across all the approved distribution channels (Direct investments with the Manager, Authorised IUTAs and Authorised Tied-Agents ).

1.50% from the Commencement Date up to the first (1st) anniversary of the Commencement Date;

1.00% from the Business Day immediately following the first (1st) anniversary up to the second (2nd) anniversary of the Commencement Date;

0.75% from the Business Day immediately following the second (2nd) anniversary up to the Business Day immediately prior to the third (3rd) anniversary of the Commencement Date; and

Nil at Maturity date.

All redemption fees will be rounded up to two (2) decimal places and will be retained by the Fund.

Redemption fees are non-negotiable and are retained by the Fund. This is to safeguard the interest of the Unit Holders that remain with the Fund until maturity.

Management Fee

0.75% per annum of the NAV of the Fund.

Trustee Fee

0.08% per annum of the Fund’s NAV, subject to a minimum fee of RM18,000 including local custodian fee but excluding foreign sub-custodian fees

Minimum Initial Investment

RM1,000

Min. Subsequent Investment

RM100

Please refer to our nearest branch for more details about Alliance Regular Income Fund Series 4