Benefits

• Enjoy a low Finance Charge of 9% p.a. on your outstanding retail balance, and save up to RM730 a year*. All you have to do is promptly settle your minimum payment of 5% or a minimum of RM25.
  * Based on RM2,950 monthly spend with minimum repayment of 12 months
  
  Click here for calculation of savings.
  
• 5x Membership Rewards points for every Ringgit spent on groceries, petrol, Cathay Cineplexes, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay - Celcom, Digi, Maxis and Telekom.
  Earn up to RM588 a year* if you spend an average of RM2,950 a month (RM300 on petrol, RM600 on groceries, RM150 on phone bill, RM150 on bookstores, RM100 on cinema and RM1,650 on others).
  
  Click here for calculation of savings
  
• 2x Membership Rewards points for all spend elsewhere.
• Lifetime Fee Waiver with complimentary supplementary cards.

Who can apply?

• Malaysians and expatriates with a minimum annual income of RM30,000
• Principal cardholders: those between 21 to 65 years old 
• Supplementary cardholders: at least 18 years old
• Please click Express Autopay for American Express Cardmembers

Required Documents

Please include the following with your application form:

Principal Cardholder

If you are salaried employee:

• Copy of NRIC (both sides) or Passport
• Latest 3 months' salary slips
• Latest 6 months' savings account activity/current account statements

If you are self-employed:

• Copy of NRIC (both sides) or Passport
• Income Tax Return (Form B/Latest EA form)
• Copies of Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
• Latest 6 months' company/personal Bank Statements

If you are an expatriate:

• Letter from employer confirming duration of employment contract in Malaysia

Note: You must be a Maybank account holder

Supplementary Cardholder

• Copy of NRIC (both sides) or Passport
  

Fees & charges

Annual Fees

Lifetime Fee Waiver for Principal and Supplementary Cards.

Read our American Express Gold Credit Card Terms and Conditions & Product Disclosure