• Enjoy a low Finance Charge of 9% p.a. on your outstanding retail balance, and save up to RM730 a year*. All you have to do is promptly settle your minimum payment of 5% or a minimum of RM25.
    * Based on RM2,950 monthly spend with minimum repayment of 12 months
    Click here for calculation of savings.

  • 5x Membership Rewards points for every Ringgit spent on groceries, Cathay Cineplexes, bookstores - Kinokuniya, Borders, Times and MPH and telcocharges via Express Autopay - Celcom, Digi, Maxis and Telekom. Earn up to RM588 a year* if you spend an average of RM2,950 a month (RM900 on groceries, RM150 on phone bill, RM150 on bookstores, RM100 on cinema and RM1,650 on others).
    Click here for calculation of savings
  • 2x Membership Rewards points¹ for all spend elsewhere.
    ¹Click here for Membership Rewards Terms and Conditions.
  • Lifetime Fee Waiver with complimentary supplementary cards.

SPG Hotels & Resorts Privileges

Dining privileges at all SPG Hotels & Resorts in Malaysia:

  • 50% savings with two diners
  • 40% savings with three to 10 diners

Terms & conditions apply. Promotion is valid at participating Hotel restaurants only


Who can apply?

  • Malaysians with a minimum annual income of RM30,000
  • Expatriate with a minimum income of RM60,000
  • Principal cardholders: those between 21 to 65 years old
  • Supplementary cardholders: 18 years old to 65 years old


Required Documents

Please include the following with your application form:

Principal Cardholder

If you are salaried employee:

  • Copy of NRIC (both sides) or Passport
  • Latest 3 months' salary slips
  • Latest 6 months' savings account activity/current account statements

If you are self-employed:

  • Copy of NRIC (both sides) or Passport
  • Income Tax Return (Form B/Latest EA form)
  • Copies of Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
  • Latest 6 months' company/personal Bank Statements

Note: You must be a Maybank account holder

Supplementary Cardholder

  • Copy of NRIC (both sides) or Passport


Fees & charges

Annual Fees

Lifetime Fee Waiver for Principal and Supplementary Cards.

Read our American Express Gold Credit Card Terms and Conditions & Product Disclosure

The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank to our cardmembers where applicable effective 1 April 2015 at the current prevailing rate.

Click here for Revision of Rates notice.


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Our financial experts will contact you within 2 working days or at the time you've requested.