What is MSOS?

• It is an authentication protocol (3D Secure) developed and established by MasterCard and Visa for Internet transactions
• It provides merchants with the ability to request an online verification of the Cardmembers identity at the time of purchase
• 3D Logo / Trademark for Visa Card & MasterCard.

Benefits

• Safer transactions via an additional password to go with your credit card details when shopping online
• Easy, almost immediate activation
• Free service
• Make Internet Credit Card payments secure by facilitating an online connection between Cardmembers and Maybankard at the time of purchase. To help make Internet Credit Card payments safer by facilitating an online connection between Cardmembers and their card Issuer at the time of purchase
• Protect both merchants and Cardmembers from fraudulent transactions
• Improve Cardmembers consumer trust and confidence in purchasing goods online
• Greater control over online purchases by reducing the risk of fraud
• No additional charge for using MSOS

How to apply

Credit Card

• Register your Maybankard Visa or MasterCard via Maybank2u.com, or
• Register at participating online merchant stores that display the 3D logo for Visa and MasterCard

Visa Debit Card

• Step 1 :
  Login to Maybank2u.com and select Maybankard Secure Online Shopping Registration. Select "Utilities" function.

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• Step 2 :
  Complete the enrolment process by entering the following information :

  1. Card Number
  2. MSOS Password
  3. Confirm MSOS Password
  4. PAM (Personal Assurance Message)
  5. Expiry Date 
  6. CVV Number
  7. Hint Question
  8. Hint Answer 

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• Step 3 :
  Successful registration notification message will appear once registration is successful and complete.

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  View Maybank2u.com registration FAQs

  View Maybankard Visa Debit FAQs

Who can apply?

• Maybankard Visa and MasterCard credit cardmembers
• Maybankard Visa Debit and MasterCard Platinum Debit cardmembers

Why MSOS?

• Consumers are concerned of security risks of shopping online
• Some merchants are unwilling to accept payments over the Internet due to the potential fraudulent transactions
• E-commerce merchants are fearful of the high cost associated with fraud and dispute handling

How to register for MSOS

Register now for MSOS

Cardholder activation during shopping