- Overdraft (OD)
- Term Loan (TL)
- Trade Lines
- Any combination of the above
- Wholly-owned Bumiputra enterprises/companies/institutions registered under the Companies Act 1965, the Co-operative Societies Act 1993 or the Societies Act 1966
- Bumiputra entrepreneurs registered under the Companies Commission of Malaysia or any other authoritative bodies.
- Bumiputras residing in Malaysia registered under the Registrar of Business organisations controlled small & medium sized enterprises in all sectors.
- Small & medium sized Bumiputra enterprises participating under the vendor development programmes of the Ministry of Entrepreneur Development or Ministry of Finance with at least 70% Bumiputra equity and management control.
- Shareholders' funds not exceeding RM10 million.
- Operating in the following sector(s):
- Financing/refinancing acquisition of shares, land and existing assets
- Refinancing existing productive capacity
- Taking over existing businesses
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