Benefits

• Higher multi-tiered interest that is calculated daily and credited monthly
• 5% bonus interest on interest on monthly average balance of RM5,000 and above
• Checking facility
• Online access to your account from anywhere in the world, or make balance enquiries via ATM or Kawanku Phone Banking
• No introducer required
• Convenient access to branches, over 600 ATMs throughout Malaysia and Singapore and over 2,500 MEPS ATMs nationwide

Who can apply

• Individuals aged 18 years and above
• Malaysian citizens / permanent residents
• Non-residents of Malaysia (with working permits)
• Joint account — maximum of 4 persons

Interest rates

Note:

There will be no free Personal Accident insurance coverage for new customers with effect from 1st October 2009. The free coverage currently offered to existing customers will be extended until 30 September 2010, after which no coverage will be provided from thereon.

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

• Valid Passport (if IC is produced as a Primary document)
• Valid driving licence
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Please choose a branch located near your home or place of work.

Fees & charges

• Service charge: RM10 per half year, waived for accounts with monthly average balance of RM1,000 and above within six (6) months period i.e from 27th December to 26th June and from 27th June to 26th December
• Replacement of ATM/bankcard: RM12
• Early closure of account within 3 months of account opening: RM20
• Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

View all banking fees