Premier Mudharabah Account-i (PMA-i) for Small Medium Enterprise (SME) and Business Banking (BB) Customers

Premier Mudharabah Account-i for SME and BB is the Shariah-compliant Current Account that rewards the Small Medium Enterprise (SME) and Business Banking (BB) customers!

Conceptually, PMA-i is based on a combination of Shariah contract of Wadiah Yad Dhammanah (safe custody) and Mudharabah (profit sharing).

Features & Benefits

• Minimum initial deposit of RM2,000
• No monthly fee.
• Accountholder will be issued with cheque book.
• Unlimited withdrawals can be made at the home branch.
• Dividend is calculated daily and credited monthly.
• Introducer is required*.
• Islamic overdraft facilities (subject to eligibility).
• Internet banking via Maybank2uBiz and Maybank2E.
• Wide branch network for counter services.

Indicative Dividend rates (%)

Who can apply

• Registered Companies under the customer segment of SME and BB
• Registered Association/Club/Society

Required documents

• Memorandum and Articles of Association certified by the Secretary of the company.
• Certificate of Incorporation (the original copy must be sighted)
• Certificate to Commence Business, if public limited companies (the original copy must be sighted)
• A list of all Directors and Secretary together with their home addresses (Form 49)
• Resolution of the Board of Directors to open and operate the account (to complete our Form)
• Other relevant documents upon request by the Bank

How to Apply

• At Maybank/Maybank Islamic branches

Fees & charges

• Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months 
• Early closure of account within 3 months of account opening: RM20.

*Terms and Conditions apply.