Islamic Fixed Deposit - i (IFD-i) is an Islamic term deposit based on the Shariah contract of Commodity Murabahah (cost-plus sale). The underlying asset for the sale and purchase transaction between the Bank and the customer is based on a specific Shariah-compliant commodity as the Bank deems fit.

Features

  • Tenure : 1 - 60 months
  • Profit to be paid on either monthly OR half yearly OR upon maturity

Benefits

  • Higher profit rate compared to normal Saving Account-i
  • Free Personal Accident Takaful Coverage (PATC) plus medical and funeral expenses (accident only)*
  • Acceptance as a collateral for Banking facilities*

*Terms & Conditions apply

Who can apply

This account is open to:

  • Individual aged 18 years and above
  • Joint accountholders (maximum 4 persons)
  • Business Enterprises
  • Associations/Clubs/Societies/Organizations
  • Trustees
  • Foreigners
  • Professionals
  • Government and Corporate Funds

Rates

Tenure
Kids Rate (%)
Others Rate (%)
1 month
2.95
2.95
2 months
2.95
2.95
3 months
3.00
3.00
4 months
3.00
3.00
5 months
3.00
3.00
6 months
3.05
3.05
7 months
3.05
3.05
8 months
3.05
3.05
9 months
3.05
3.05
10 months
3.05
3.05
11 months
3.05
3.05
12 months
3.10
3.10
13 - 24 months
3.10
3.10
36 months
3.20
3.20
48 months
3.30
3.30
60 months
3.40
3.40
* Effective from 16 April 2017.


Premature Upliftment

Less than 3 months - no profit will be paid

Above 3 months - 50% of total profit amount accrued will be paid

How to apply

• At Maybank/Maybank Islamic Branches

• Via Maybank2u

Required documents

You and / or your joint accountholders will need to go to the nearest Maybank / Maybank Islamic branch along with the following relevant documents:

• Valid MyKad for Malaysians
• Valid Passports for Foreigners and Other documentary evidence required by Authority according to the purpose of visit/stay in Malaysia.

Fees & Charges

ItemDetailsFee
Fixed deposit account balance transfera. Forwarding branch (Collecting branch)

b. Receiving branch (Home branch)
Free


Free


Please click here for Product Disclosure Sheet (PDS).

Please click here for Terms and Conditions.

View all banking fees

 

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