Special Investment Account-i (SIA-i) is based on the Mudharabah (profit sharing) contract where the customer act as the provider of fund and the Bank acts as the entrepreneur. The Bank will invest the funds in carefully selected Shariah's high yielding, compliant investment avenues. The profit from the investement will be shared between the Bank and customers based on the pre-agreed profit sharing ratio.


• Deposit tenure : 1 - 12 months, odd terms and in number of days
• Dividend calculated on daily basis
• No dividend for premature upliftment
• Payment of dividend upon maturity

Who can apply

  • Individuals aged 18 years and above
  • Joint/Personal Accounts
  • Minors with identity cards
  • Trust Accounts
  • Business concerns
  • Associations/Clubs/Societies/Organisations
  • Trustees
  • Foreigners
  • Government and Corporate Funds


  • Returns will be based on the agreed PSR* which is negotiable with Maybank Treasury

* PSR = Profit Sharing Ratio

  • Premature upliftment: No dividend will be paid

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

• Valid Passport (if IC is produced as a Primary document)
• Valid driving licence
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Fees & Charges

Fixed deposit account balance transfera. Forwarding branch (Collecting branch)

b. Receiving branch (Home branch) 


View all banking charges.

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