General Investment Account-i (GIA-i) is based on the Mudharabah (profit sharing) contract where the customer act as the provider of fund and the Bank acts as the entrepreneur. The Bank will invest the funds in carefully selected Shariah's high yielding, compliant investment avenues. The profit from the investement will be shared between the Bank and customers based on the pre-agreed profit sharing ratio.

Features

• Deposit tenure : 1 - 60 months
• Dividend calculated on daily basis
• Premature upliftment:-
  o < 3 months - no dividend will be paid
  o > 3 months - will be paid 50% of total dividend amount accrued
• Payment of dividend:-
  o 1 to 12 months - upon maturity
  o >12 months - 6 monthly and upon maturity
  

Who can apply

• Individuals aged 18 years and above
• Joint/Personal Accounts
• Minors with identity cards
• Trust Accounts
• Business concerns
• Associations/Clubs/Societies/Organizations
• Trustees
• Foreigners
• Government and Corporate Funds

Rates

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:

• Valid Passport (if IC is produced as a Primary document)
• Valid driving licence
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Please choose a branch located near your home or place of work.

Fees & Charges

View all banking fees.