Benefits
Enjoy Multi-tiered Interest Rate while you maintain a minimum balance of RM1,000. Interest calculated on a daily basis and credited on a monthly basis. The higher your account balance, the higher the interest rate.
| Credit balance | Revised rate (% p.a.) | Effective rate (% p.a.) |
| < RM1,000 | 0.00 | 0.00 |
| Up to RM10,000 | 1.10 | 1.10 |
| Up to RM25,000 | 1.20 | 1.20 |
| Up to RM50,000 | 1.30 | 1.30 |
| Up to RM100,000 | 1.50 | 1.51 |
| Up to RM250,000 | 1.80 | 1.81 |
| Above RM250,000 | 2.00 | 2.01 |
| *With effect from 8 April 2013 | ||
Waiver on Foreign Telegraphic Transfer service charges of RM2.00 for amounts less than or equal to RM5,000.
Maybank2u.com access
Convenient online access to your account for checking account balances, transfers and other features.
ATM access
Enjoy access to over 2800 Maybank ATMs nationwide, cross banking ATMs under Maybank Group in Singapore, Brunei, Philippines, Indonesia and Malaysia, as well as worldwide ATMs via the PLUS ATM network.
Maybankard Visa Debit
Fast and easy payment card that lets you spend without using cash or cheques. Pay bills, transfer money or make purchases where VISA is accepted. No annual fees, monthly interest rates or late charges.
Who can apply?
- Individuals (personal/joint including external accounts).
- Individuals 50 years and above
- Joint account - maximum of 4 persons
Required Documents
For Personal/Joint accounts
- Original Identity Card (IC) for Malaysians and Passports for foreigners
Please choose a branch located near your home or place of work.
Fees & charges
- Replacement of ATM/bankcard: RM12
- Replacement of lost savings passbook : RM15 (inclusive of stamp duty)
- Replacement of savings passbook due to poor handling : RM10
- Early closure of account within 3 months of account opening: RM20
- Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
Records
- Statement (quarterly)/Passbook
Transactions
Transactions can be performed via:
- ATM Services
- Internet Banking
- Mobile Banking
Next steps
Call us
Got a question? Call our Customer Care hotline at1300 88 6688, any time,
any day
FAQs 
What do I need to bring along to open a Golden Savers Savings Account?
What is the difference between a normal savings account and a Golden Savers Savings Account?
How much do I need to open such a Golden Savers Savings Account?
Click here for other products insured by PIDM

Next steps
Call us
Got a question? Call our Customer Care hotline at1300 88 6688, any time,
any day
Please fill in the following details and we will be in touch to assist you with your application.
Security alert!
Don't be a victim of email or SMS fraud! Reach our internet banking fraud hotline at +603-5891 4744
Need assistance?
Click here or contact Maybank Group Customer Care at 1300 88 6688 or +603 7844 3696 any time, any day














