Benefits

• Based on the principle of Mudharabah (profit sharing)
• Higher dividend as account balance grows
• Cash rewards for Yippie Club members who excel in their PMR, SPM, STPM and tertiary level exams
• Free Personal Accident Takaful coverage of up to RM70,000 plus medical benefits for you and your child
• The chance to win fantastic prizes in various contests

Note

To enjoy these benefits, you need to maintain RM500 in your account at all times. The higher dividend rate paid is subject to only one withdrawal per month. Dividend is credited twice (2) a year on 30 June and 31 December respectively. To enjoy this benefit, you will have to maintain the account for at least 6 months a year, from 1 January to 30 June and from 1 July to 31 December. If the account is not maintained for the 6-month duration mentioned, the normal Kawanku Savings dividend will apply.

Who can apply

• Children below 18 years old, parents and guardians who are below 60 years of age

Indicative Dividend rates (%)

Free Takaful coverage

Enjoy free personal accident Takaful coverage plus medical benefits

Minor / Trust Account

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

• Valid Passport (if IC is produced as a Primary document)
• Valid driving licence
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Please choose a branch located near your home or place of work.

Fees & charges

• Replacement of ATM/bankcard: RM12
• Replacement of lost savings passbook: RM15 incl. stamp duty
• Replacement of savings passbook due to poor handling: RM10
• Early closure of account within 3 months of account opening: RM20
• Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

View all banking fees