Savings Account-i based on the "Al-Wadiah Yad Dhamanah" (guaranteed custody) principle which refers to a contract between the owner of the fund (account holder) and the Bank for safe-keeping purposes.

The accountholder as depositor places his deposits on basis of trust. Maybank Islamic, as trustee, guarantees the repayment of the whole amount of deposits, or any part thereof, upon request.


  • Based on the principle of 'Al-Wadiah Yad Dhamanah' (guaranteed custody)
  • The Bank may at its discretion pay hibah (gift) to the depositors
  • Over the counter service at any Maybank / MIB branch
  • ATM access and cashless shopping via e-pos facility
  • Kawanku Phone Banking access
  • Earn Treats Points with Maybankard Visa Debit
  • Option of online banking via

Who can apply

  • Individuals (personal/joint including external accounts)
  • Clubs/societies/organisations recognised by Maybank
  • Children aged 12 and below (trust accounts)
  • Children aged 18 and below with identification cards (minor accounts)

Required documents

For Personal/Joint accounts

  • Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

  • Valid Passport (if IC is produced as a Primary document)
  • Valid driving licence
  • Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
  • Letter of employment
  • Credit card

Please choose a branch located near your home or place of work.

Fees & charges

  • Replacement of ATM/bankcard: RM12
  • Replacement of lost savings passbook: RM15 (inclusive of stamp duty)
  • Replacement of savings passbook due to poor handling: RM10
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

View all banking fees

Daily withdrawal limits

Home branch
Maximum Daily Withdrawal Limit
No Limit
per day
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