This Fund aims to provide capital appreciation over the medium term* whilst protecting investors' capital on the Maturity Date. "Medium term" in this context refers to a period of four (4) years. The asset allocation of this fund is 87% to 95% of Net Asset Value (NAV) (depending on prevailing interest rates) - Investments in 4-year Zero Coupon Negotiable Instruments of Deposits (ZNIDs) issued at a discount on the Commencement Date. Up to 10% ov NAV - Investments in Option Up to 3% of NAV - Investment in liquid assets.

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