- Specially designed for those aged between 45 to 70 years old such as retirees
- Children aged 18 and above are able to buy the plan for their parents
- Choice of 3 schemes to cover you and your spouse, or either/both parents
- Online application
- Immediate approval and guaranteed acceptance once your Proposal Form is submitted successfully online
- No medical check-up
- All lump sum benefits are payable on top of any other insurance policies you may have elsewhere
- 30-day money back guarantee if you are not satisfied, no questions asked
- Free and convenient auto-debit of contributions from your Maybank Current/Savings account or credit card
- Option to pay on monthly or yearly basis
Who is eligible
- Residents of Malaysia, Singapore or Brunei aged between 18 to 70 years of age, in good health and free from physical deformity, mental or nervous disorder, osteoporosis, bone disease and pathological fracture
|Myself only / Single parent|
|Myself and spouse / Both parents|
*Premium shown is with the 10% discount valid when you pay by 'Yearly premium' mode.
Table of benefits
|Medical benefits||Silver Plan||Gold|
Medical expenses reimbursement benefit (per accident) (a) Accident occurring outside Malaysia, Singapore and Brunei for
Medical expenses reimbursement benefit shall be payable on a reimbursement basis according to the actual medical cost (up to a maximum limit as specified) incurred for the treatment at a registered hospital or clinic within 100 days of the accident, subject to original receipt being provided.
|b.||Daily hospital cash benefit (per accident)|
For each day of hospital confinement at a registered hospital up to maximum of 100 days.
|c.||Family cash allowance - ICU admission (per accident)|
One lump sum payment for admission to Intensive Care Unit (ICU) at a registered hospital.
|Permanent total paralysis benefit|
|One lump sum payment for permanent|
total paralysis or injuries resulting in permanently bedridden as a result of an accident.
|Other permanent disability benefits||Silver Plan||Gold|
|a||Permanent total loss of sight of both eyes or use of both hands or both feet or combination of these||50,000||75,000||100,000|
|b||Permanent total loss of speech||37,500||56,250||75,000|
|c||Permanent total loss of hearing in both ears||25,000||37,500||50,000|
|d||Permanent total loss of sight of one eye or use of one hand or leg||20,000||30,000||40,000|
|e||Permanent total loss of hearing in one ear||12,500||18,750||25,000|
|f||Permanent total loss of use of a shoulder, elbow, knee, ankle or wrist||10,000||15,000||20,000|
|g||Permanent total loss of use of a hip||5,000||7,500||10,000|
Permanent total loss of use or loss by amputation of:
For any forms of Permanent Disability not specified above, the amount of Benefit will be assessed by comparing the above list with the Permanent Disability sustained.
|Compassionate cash benefit|
|a||One lump sum payment in the event of accidental death: Accident occurring outside Malaysia, Singapore and Brunei||12,000||18,000||24,000|
|b||Accident occurring within Malaysia, Singapore and Brunei||6,000||9,000||12,000|
|Recovery cash benefits||Silver Plan||Gold|
|a.||Nursing care allowance (per accident)|
For each day of nursing care following a discharge from hospital (if necessary for medical reasons to employ nursing care prescribed by the attending physician up to maximum of 30 days).
Recovery Benefit (per accident)
The Recovery Benefit shall only be payable in the event of Permanent Disability.
|Ambulance Fee (per accident)|
|Reimbursement of the actual fee (up to a maximum limit as specified) incurred for the use of ambulance services, subject to original receipt being provided.||300||300||300|
This plan is underwritten by Etiqa Insurance Berhad (9557-T), a subsidiary of Malayan Banking Berhad (3813-K). You should satisfy yourself that this scheme will best serve your needs and that the premium payable under the policy is an amount you can afford. This web page is not part of the contract of insurance. The precise benefits, terms and conditions and other details are available in the Policy Contract. You will be given a copy of the Policy Contract as proof of purchase.
Call usGot a question? Call our Customer Care hotline at
1300 88 6688, any time,