Features

  • Surplus sharing: sharing of net surplus from the takaful operation (if any) as long as you have not made a claim during the period of takaful. The surplus is allocated in proportion to the contribution paid
  • Option to pay in advance all annual contributions payable for the duration of your house financing
  • Pay your single contribution by amortising it over the period of your house financing via single contribution financing
  • Guaranteed acceptance for house financing up to RM150,000 and entry ages up to 50 years on next birthday, subject to a pre-existing condition. No medical examination is needed

Scope of cover

  • Guaranteed benefit to settle your mortgage balance based on the table of reducing sum covered plus a consolation benefit payable upon death or permanent disablement (within accepted terms)
  • Wider coverage with Liberal Permanent Disablement Definition that pays out the permanent disablement benefit if you are unable to perform your occupation for a period of six consecutive months, compared to a lifetime in most other Mortgage Takaful policies
  • Flexible coverage for completed properties and properties under construction (i.e. full level term coverage during the period of construction)
  • 24-hour coverage wherever you are in the world

Looking for an Islamic home loan?

Try MaxiHome-i, the flexible Islamic home loan >

Prefer a fixed monthly budget?

Choose Home Financing-i, the fixed-rate Islamic home loan >
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