GIRO Interbank Transfer

1. When will the money reach the recipient's account?

   These are the cut-off times and fund availability for funds transfers:

   	Cut-off time	Funds availability
   Monday — Friday	Transfer before 12pm Transfer after 12pm	Same day Next working day
   Saturday, Sunday & Federal Territory Public Holidays	(not applicable)	Next working day

2. Can I transfer funds to any type of account in other banks?

   You can do transfers to your own or 3rd party (Savings and Current accounts only) at participating banks. Transfers to "Sdn Bhd" accounts will be rejected.

3. Can I use Interbank Funds Transfer to pay for my credit card and loans?

   You can make credit card payments to Alliance Bank, AmBank, Bank Islam, Bank Simpanan Nasional Bhd, CIMB Bank, Citibank, Eon Bank, Hong Leong Bank, HSBC, Public Bank, RHB Bank, OCBC Bank, Standard Chartered and United Overseas Bank Berhad, while loan payments can be made to Affin Bank/Affin Islamic Bank, Bank Kerjasama Rakyat Malaysia, Citibank, Deutsche Bank (Malaysia) Berhad, Eon Bank, Hong Leong Bank, HSBC, OCBC Bank Malaysia, Public Bank, RHB (excluding Hire Purchase) and United Overseas Bank Berhad.

   Please note: Bank Kerjasama Rakyat Malaysia does not accept online funds transfer for Ar Rahnu and Az Zahab repayment.

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