Interbank GIRO (IBG)

  1. When will the money reach the recipient's account?

    Payment Initiated by Customers*Funds Received by Beneficiaries
    Business Days (Mon-Fri)
    Before 5:00 amSame business dayBy 11:00 am
    5:00 am to 8:00 am
    By 2:00 pm
    8:01 am to 11:00 am
    By 5:00 pm
    11:01 am to 2:00 pm
    By 8:20 pm
    2:01 pm to 5:00 pmBy 11:00 pm
    After 5:00pm
    Next business dayBy 11:00 am
    Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)
    Next business dayBy 11:00 am

    Note: For unsuccessful Interbank GIRO transaction that was performed on the same day by 5:00 pm,
    The customer will receive the fund on the next business day by 11:00 am, under normal circumstances.

  2. Can I transfer funds to any type of account in other banks?

    You can do transfers to your own or 3rd party (Savings and Current accounts only) at participating banks. Transfers to business accounts is allowed. Transfers to payee corporations account under Maybank is not allowed.

  3. Can I use Interbank GIRO to pay for my credit card and loans?

    You can make credit card payments to Alliance Bank, AmBank, Bank Islam, Bank Simpanan Nasional Bhd, CIMB Bank, Citibank, Eon Bank, Hong Leong Bank, HSBC, Public Bank, RHB Bank, OCBC Bank, Standard Chartered and United Overseas Bank Berhad, while loan payments can be made to Affin Bank/Affin Islamic Bank, Bank Kerjasama Rakyat Malaysia, Citibank, Deutsche Bank (Malaysia) Berhad, Eon Bank, Hong Leong Bank, HSBC, OCBC Bank Malaysia, Public Bank, RHB (excluding Hire Purchase) and United Overseas Bank Berhad.

    Please note: Bank Kerjasama Rakyat Malaysia does not accept online funds transfer for Ar Rahnu and Az Zahab repayment.

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