Profit Now! Account-i (PNA-i)

1. What documents do I need to open a Profit Now Account-i (PNA-i)?

   You and/or your joint accountholders will need to present the following documents at Maybank/Maybank Islamic branch where you are opening your account:

   • Valid MyKad for Malaysians,
   • Valid Passport for Foreigners, and
   • Other documentary evidence required by the relevant authorities according to the purpose of visit/stay in Malaysia

2. What is the difference between a GIA-i and a PNA-i?

   Here is a list for you to make a comparison:

   	General Investment Account-i (GIA-i)	Profit Now Account-i (PNA-i)
   Principle	Mudharabah or profit sharing	Commodity Murabahah or cost plus sale
   Profit / Dividend Payment	Monthly, semi-annually or upon maturity	Upfront payment
   Profit Rates	Based on mutually agreed profit sharing ratio	Based on predetermined fixed rate
   Tenure	1 month up to 60 months	1, 2, 3, 4, 5 or 6 months
   Minimum Placement	1 month - RM5,000 2 months and above - RM1,000	RM10,000

3. When and how is the profit paid?

   Profit will be paid upfront upon opening of account and to be credited into customer's deposit account.

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