eFD is a certless Fixed Deposit (FD) that can be placed and withdrawn via Maybank2u.com. No receipt/certificate will be issued upon placement; instead, an 8-digit reference number that ends with the alphabet 'E' will indicate that the Fixed Deposit is initiated at Maybank2u.com. eFD is available for both Islamic and conventional accounts.
You need to have a banking account, e.g. a savings/current account.
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