1. What do I need to bring to open a Golden Savers Savings Account-i?
  2. What is the difference between a Savings Account-i / Basic Savings Account-i and a Golden Savers-i Savings Account?
  3. How much do I need to open such an account?
  4. How many people are allowed to open a joint account?
  5. How can I check the balance in my Golden Savers-i Savings Account apart from my passbook?

1. What do I need to bring to open a Golden Savers Savings Account-i?

You and / or your joint applicant will need to go to the nearest Maybank / Maybank Islamic branch along with all relevant documents as follows:

  • Valid MyKad for Malaysians
  • Valid Passports for Foreigners and
  • Other documentary evidence required by the authorities according to the purpose of your visit / stay in Malaysia.


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2. What is the difference between a Savings Account-i / Basic Savings Account-i and a Golden Savers-i Savings Account?

Saving Account-i / Basic Savings Account-i
Golden Savers-i
Savings Account
PrincipleWadiah (Safe Custody)Mudharabah (Profit Sharing)
EligibilityIndividual / Joint Account
( for individuals 18 years and above)
Individual / Joint Account
(for individuals 50 years and above)
Minimum DepositRM250 / RM20 (Basic)RM1,000
DividendHibah based on discretion by the bankProfit Sharing
Service Charge for Foreign Telegraphic TransferYesNo
Discount from various merchantYes, under debit card discountYes, under debit card discount


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3. How much do I need to open such an account?

A minimum of RM1,000



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4. How many people are allowed to open a joint account?

4 accountholders



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5. How can I check the balance in my Golden Savers-i Savings Account apart from my passbook?

You may check and view your account records via quarterly statements (received if you maintain an average account balance of at least RM1,000 throughout the quarter), ATM and Maybank2u.com.



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