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Smart Retirement is a limited-pay regular premium endowment plan with yearly guaranteed cash payment during the Guaranteed Cash Payment (GCP) payout period.
Why do I need Smart Retirement?
Don’t I already have EPF?
70% of retirees use up all their EPF money within 3 years after retiring.* According to the Personal Money EPF Poll, 80% of the 353 respondents thought that their EPF money would not be enough for their retirement. **
*Sunday Star, 27 May 2007
** Personal Money, August 2009
Your retirement life should be one free of worry on loans, children’s education or mortgages. Your lifestyle should not change when you stop working. You should pursue your dreams – travelling around the world, experience the safari or even stay in the Ice Hotel.
Let Smart Retirement realize your retirement dreams.
What do I get out of it?
You enjoy life insurance protection throughout the policy term whilst receiving yearly Guaranteed Cash Payment up to 8.5% of the contractual premium. The accumulation option to defer the cash payout benefit to maturity date gives you more flexibility in planning your retirement.
Everyone from age 18 up to 50 years can now plan for their retirement without any medical check-up required.
Guaranteed Annual Payouts
Up to 8.5% p.a. of the total contractual premium, depending on the choice of policy terms or with reinvestment options on your annual cash payout.
Up to 10 times of your Annual Premium will be payable.
Flexible Retirement Planning
Accumulate your retirement wealth the way your desire
At the end of your policy tenure, you could enjoy a Maturity Benefit which is the total Account Value.
You can choose either 20 years or 30 years term.
You can apply for Smart Retirement if you are:
• A Malaysian citizen residing in Malaysia, Brunei or Singapore / Permanent Resident (PR) of Malaysia who is residing in Malaysia
• Aged 18 – 50 (depending on policy tenure)
You can be insured for a minimum premium of RM250 monthly or RM3000 yearly up to maximum premium of RM 100,000 yearly.
The maximum Sum Assured is RM500,000 per life.
For more details, download an eBrochure now!
|To buy this plan, please follow a few simple steps:|
|1. Log in to Maybank2u.com.|
|2. Click the INSURANCE tab.|
|3. Click PURCHASE SENIOR PA and select your desired plan.|
|Click here to log in to Maybank2u.com now.|