| No. |
|
Features |
| 1. |
Introduction |
| • |
BSA-i and BCA-i are now being offered at all FOREIGN BANKS (e.g. Citibank,
HSBC, Standard Chartered Bank) and also local banks. |
| • |
Must be Malaysian citizens or permanent residents. For BCA-i, the requirement
for an applicant to be at least eighteen years old and to have an introducer remains unchanged. |
| • |
Entitled to 1 BSA-i and 1 BCA-i per individual per banking institution. |
|
| 2. |
Features |
| Islamic Basic Savings Account (BSA-i) |
| • |
Initial deposit requirement to open a BSA-i is RM20 |
| • |
Earn dividend irrespective of account balance |
| • |
No service or maintenance charge |
| • |
Minimum balance requirement is RM20 |
| • |
Free mini statement |
|
| Islamic Basic Current Account (BCA-i) |
| • |
Initial deposit requirement to open a BCA-i is RM500 |
| • |
No charges on the issuance of cheque book except for stamp duty incurred |
| • |
Half yearly service charge of RM10 if average 6 months' balance is less
than RM1,000.00 |
| • |
Free monthly statement |
| • |
Strictly no Cash Line (Overdraft) |
|
| 3. |
Minimum
Number of
Monthly
Transactions |
| Enjoy unlimited ATM withdrawals and OTC transaction
at an annual fee of RM8.00 or |
| • |
Free OTC (over the counter) visits. |
| • |
8 free ATM cash withdrawal transactions. |
| • |
2 interbank-GIRO transactions in a month for which a maximum fee of RM0.50
per transaction, RM2.00 from the 3rd transaction onwards. |
|
| 4. |
Fees and Charges |
a. |
Replacement of ATM/bankcard (RM12) |
b. |
Closure of BSA-i and BCA-i within 3 months of account opening (RM20) |
c. |
Cash withdrawals at ATM Facilities owned by other banks (MEPS charges):
RM1.00 |
|
| 5. |
Concept |
| • |
"Al-Wadiah Yad Dhamanah" refers to a contract between the owner
of funds (account holder) and the Bank for safe keeping purposes. |
| • |
The account holder as depositor places his deposits on trust basis. Maybank,
as trustee, guarantees the repayment of the whole amount of deposits or any part thereof upon
request. |
|